Privacy Policy
Last updated:
This Privacy Policy describes how David Salita ("We," "Us," "Our"), a Loan Officer with United Lending Partners Inc. (NMLS #168352), collects, uses, and discloses information when you use this website (the "Service"), and your choices regarding that information.
By using this Service, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Personal Data
When you use a contact form, calculator, or the loan application link on this site, we may collect personally identifiable information, including but not limited to:
- Name, email address, and phone number
- Information you voluntarily provide about your loan scenario (e.g. loan type, property location, financial details you choose to share)
- Usage data described below
If you proceed to a loan application through our third-party application portal, additional financial and personal information will be collected directly by that platform and by United Lending Partners Inc. as the licensed originating company — not by this website. That information is governed by United Lending Partners' own privacy practices, not solely by this page.
Usage Data
We may automatically collect certain information when you visit this site, such as your IP address, browser type, device type, pages visited, and time spent on those pages. This data helps us understand how the site is used and improve it over time.
Cookies
This site may use cookies and similar tracking technologies to operate and improve the Service. You can configure your browser to refuse cookies, though some features of the site may not function properly without them.
How We Use Your Information
Information collected through this site may be used to:
- Respond to inquiries submitted through the contact form
- Provide requested information about loan programs, rates, or scenarios
- Improve the functionality and content of this site
- Comply with applicable legal and regulatory obligations
We do not sell personal information collected through this site to third parties.
Financial Privacy & Mortgage-Specific Disclosures
Because mortgage origination involves the collection of nonpublic personal and financial information, United Lending Partners Inc. maintains its own privacy notice governing how such information is collected, used, and shared in connection with any loan application, consistent with applicable federal and state requirements (including the Gramm-Leach-Bliley Act). That notice — not this page alone — governs information submitted through the formal loan application process. We encourage you to review United Lending Partners' privacy policy directly for details on those practices.
How We Share Information
We may share information collected through this site:
- With United Lending Partners Inc., as the licensed brokerage under which loans are originated
- With service providers who help operate this website (such as hosting and form-processing providers)
- When required by law, regulation, or valid legal process
- With your consent, for any other purpose
Data Retention
We retain information collected through this site only as long as necessary to respond to your inquiry, comply with legal and regulatory recordkeeping obligations applicable to licensed mortgage professionals, or as otherwise required by law.
Your Rights
Depending on your state of residence, you may have rights regarding the personal information we hold about you, including the right to request access to, correction of, or deletion of that information. California residents may have additional rights under the California Consumer Privacy Act (CCPA). To make a request, contact us using the information below.
Security
We use reasonable measures to protect information submitted through this site, but no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of information you submit.
Children's Privacy
This site is not directed at individuals under the age of 18, and we do not knowingly collect personal information from minors.
Links to Other Sites
This site may contain links to third-party sites, including our loan application portal and United Lending Partners' own website. We are not responsible for the privacy practices of those third-party sites and encourage you to review their policies directly.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date.
Contact Us
If you have questions about this Privacy Policy, contact:
David Salita, Loan Officer — NMLS #389697
Phone: (415) 640-6999
Email: loansbydaves@gmail.com
This page is provided as a general privacy notice for this website and has not been reviewed by an attorney. It is not a substitute for United Lending Partners Inc.'s official privacy and compliance policies, which govern the loan application process. Please contact United Lending Partners directly with questions about how your application information is handled.