The Tools
Run your own numbers.
The same math used to qualify a file — payment, affordability, debt ratios, and investment cash flow.
Estimated monthly payment
$0
Principal & interest$0
Property tax$0
Insurance$0
Estimate only. Excludes PMI/MIP and HOA dues where applicable. Not a quote or commitment to lend.
Estimated home price you can afford
$0
Max monthly housing payment$0
Estimated loan amount$0
Estimate only — assumes 1.2% combined annual tax + insurance. Actual qualification depends on full underwriting.
Back-end DTI
0%
Front-end DTI (housing only)0%
Typical max (conventional)45–50%
Guideline thresholds vary by loan program and compensating factors.
DSCR
0.00
Most lenders require≥ 1.00–1.25
DSCR = gross rental income ÷ PITI. Used to qualify investment properties on cash flow rather than personal income.