NMLS #389697 · United Lending Partners · CA & AZ
Your loan,
worked by one person
who answers the phone.
Residential and commercial mortgage financing across California and Arizona. No call centers, no routed queues — just David, your file, and the lenders who fit it.
Sample rates shown for illustration. Rates change daily and depend on credit, loan type, and program. Not a rate lock or commitment to lend.
A home loan that fits the life behind it.
Purchase, refinance, FHA, VA, jumbo, and investment property financing — for first-time buyers and repeat clients alike.
Explore residential programs →I'll help find the capital to match your deal.
Multifamily, retail, industrial, SBA 7(a)/504, and bridge financing — I'll work to match your deal with a lender who fits it.
Explore commercial programs →Whatever the file looks like, there's a path through it.
A sample of the programs available — residential and commercial, conventional and creative.
Conventional
Fannie & Freddie standard, HomeReady, Home Possible, and renovation financing.
Learn more →FHA & VA
203(b), 203(k) renovation, streamline refinance, IRRRL, and one-time-close construction.
Learn more →Jumbo & Non-QM
Full-doc, bank statement, asset depletion, DSCR, and foreign national programs.
Learn more →Reverse Mortgage (HECM)
FHA-insured financing for homeowners 62+, with no required monthly mortgage payments.
Learn more →Multifamily
Agency (Fannie/Freddie SBL), bank, CMBS, and bridge-to-perm financing.
Learn more →SBA 7(a) & 504
Owner-user real estate and working-capital financing for operating businesses.
Learn more →Bridge & Construction
Acquisition bridge, value-add repositioning, and ground-up construction financing.
Learn more →Real reviews, zero fluff.
Real feedback from real closings — first-time buyers, refinances, and everything in between.
"David navigated the loan process for us, from pre-approval to final loan approval, in a very knowledgeable and skillful way. He was always responsive to the questions that we had along the way. It was a joy to work with him."
"I was worried when it came time to refinance because of the horrible experience I had when I bought my home. David took that away completely. He took the time to go above and beyond, running different scenarios for me."
"I am a first time homebuyer and he made the whole home buying process simple and easy. He really takes his time to help you understand everything that's going on. He is caring, patient, communicative."
"You were organized, thorough, and professional. We put our trust in you and you went beyond our expectations for our family. There were absolutely no surprises at settlement as a result of your wonderful communication skills."
Let's run your scenario.
Twenty minutes on the phone tells you more than an hour of online forms. No pressure, no credit pull.