/* ==========================================================================
   HOME PAGE — hero, rate strip, calc teaser, about teaser
   ========================================================================== */

.hero {
  background: var(--ink);
  color: var(--paper);
  padding: 90px 0 0;
  overflow: hidden;
  position: relative;
}

.hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(217,98,43,0.18), transparent 70%);
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 2;
  padding-bottom: 70px;
  animation: heroIn 0.9s ease both;
}

@keyframes heroIn {
  from { opacity: 0; transform: translateY(16px); }
  to { opacity: 1; transform: translateY(0); }
}

.hero .eyebrow { margin-bottom: 22px; display: block; color: var(--signal); }

.hero h1 {
  color: var(--paper);
  margin-bottom: 22px;
  max-width: 820px;
}

.hero .lede {
  color: var(--slate-light);
  margin-bottom: 36px;
}

.hero-ctas {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

/* Rate strip */
.rate-strip-wrap {
  background: var(--ink-soft);
  border-top: 1px solid var(--hairline-dark);
  padding: 26px 0 22px;
  position: relative;
  z-index: 2;
}

.rate-strip {
  display: flex;
  align-items: center;
  gap: 36px;
  flex-wrap: wrap;
}

.rate-strip-label {
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 130px;
}

.rate-strip-date {
  font-size: 0.78rem;
  color: var(--slate-light);
}

.rate-strip-items {
  display: flex;
  gap: 32px;
  flex: 1;
  flex-wrap: wrap;
}

.rate-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.rate-item-label {
  font-size: 0.72rem;
  color: var(--slate-light);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.rate-item-value {
  font-size: 1.2rem;
  color: var(--paper);
  font-weight: 500;
}

.rate-strip-link {
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--signal);
  white-space: nowrap;
}
.rate-strip-link:hover { color: var(--paper); }

.rate-disclaimer {
  font-size: 0.72rem;
  color: var(--slate-light);
  opacity: 0.7;
  margin-top: 14px;
  max-width: 720px;
}

/* Path cards */
.path-card {
  padding: 8px 0;
}
.path-card .eyebrow { display: block; margin-bottom: 14px; }
.path-card h2 { margin-bottom: 14px; }
.path-card p { margin-bottom: 22px; }

/* Calc teaser */
.calc-teaser {
  background: var(--paper);
}
.calc-teaser-inner {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 60px;
  align-items: center;
}
.calc-teaser h2 { margin: 14px 0 16px; }
.calc-teaser .lede { margin-bottom: 28px; }

.calc-preview {
  background: var(--ink);
  border-radius: var(--radius);
  padding: 36px;
}
.calc-preview-row {
  display: flex;
  justify-content: space-between;
  padding: 16px 0;
  border-bottom: 1px solid var(--hairline-dark);
  color: var(--slate-light);
  font-size: 0.95rem;
}
.calc-preview-row span:last-child { color: var(--paper); }
.calc-preview-row.total {
  border-bottom: none;
  padding-top: 24px;
  font-size: 1.15rem;
}
.calc-preview-row.total span:first-child { color: var(--paper); font-weight: 600; }
.calc-preview-row.total span:last-child { color: var(--signal); font-weight: 600; font-family: var(--font-mono); }

/* About teaser */
.about-teaser {
  max-width: 720px;
}
.about-teaser h2 { margin: 14px 0 18px; }
.about-teaser .lede { margin-bottom: 24px; }

.final-cta .lede { color: var(--slate-light); }

.news-teaser {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.news-teaser .eyebrow { display: block; margin-bottom: 10px; }
.news-teaser h2 { margin-bottom: 8px; }

/* Testimonials */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 8px;
}

.testimonial-card {
  background: var(--paper-raised);
  border: 1px solid var(--hairline);
  padding: 32px;
  display: flex;
  flex-direction: column;
}

.testimonial-stars {
  color: var(--signal);
  font-size: 1rem;
  letter-spacing: 2px;
  margin-bottom: 16px;
}

.testimonial-quote {
  font-family: var(--font-display);
  font-size: 1.05rem;
  line-height: 1.55;
  color: var(--ink);
  margin-bottom: 20px;
  flex-grow: 1;
}

.testimonial-meta {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding-top: 16px;
  border-top: 1px solid var(--hairline);
}

.testimonial-name {
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--ink);
}

.testimonial-location {
  font-size: 0.8rem;
  color: var(--slate);
}

.testimonial-footer {
  text-align: center;
  margin-top: 36px;
}

@media (max-width: 800px) {
  .testimonial-grid { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .calc-teaser-inner { grid-template-columns: 1fr; gap: 36px; }
  .rate-strip-items { gap: 20px; }
}

@media (max-width: 640px) {
  .hero { padding-top: 60px; }
  .rate-strip { flex-direction: column; align-items: flex-start; }
}